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Medicare is the federal health insurance program for people age 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).
Access Insurance strives to help Medicare members better manage their Original Medicare and Medicare Part D benefits and offers top-quality programs and services that meet your unique health care needs. Access Insurance strives to help Medicare members better manage their Original Medicare and Medicare Part D benefits and offers top-quality programs and services that meet your unique health care needs.
You are eligible for Medicare at age 65 or older, if:
Medicare coverage is divided into four categories:
Medicare Part A (hospital insurance) covers inpatient hospital stays, care in skilled nursing facilities, hospice care, and some home health care. It is considered part of Original Medicare, the traditional program offered through the federal government.
Medicare Part B (medical insurance) covers certain doctors' services, outpatient care, medical supplies, and preventive services. It is also considered part of Original Medicare.
Part CMedicare Part C, often called Medicare Advantage in the form of HMO’s, PPO’s and PFFS are offered by private insurance companies working with the federal government to provide all Part A and Part B benefits together in one package. Your Medicare Part C plan may charge a premium in addition to the monthly cost of your Original Medicare coverage. Many Medicare Advantage plans include prescription drug coverage (Medicare Part D) as part of the comprehensive package.
Medicare Part D covers Prescription Drugs. Plans are offered as a stand-alone Rx plan or as part of a Medicare Advantage Plans. https://www.medicare.gov/drug-coverage-part-d
Medicare Supplement plans are designed to pay most all your portion of Part A and Part B of Medicare. Offered by private insurance companies that pay some portion of your medically necessary occurrences.
Look at the 7 Things to consider when choosing coverage https://www.medicare.gov/what-medicare-covers/your-medicare-coverage-choices/consider-these-7-things-when-choosing-coverage